替换为正则表达式解题，效率不高但是简单易懂。

import java.util.Scanner;

public class Test71 {
    public static void main(String[] args) {
        Scanner sc = new Scanner(System.in);
        while (sc.hasNext()) {
            String reg = sc.nextLine().toLowerCase(Locale.ROOT).replaceAll("\\?", "[0-9a-z]{1}")
                .replaceAll("\\*+", "[0-9a-z]*");
            String name = sc.nextLine().toLowerCase(Locale.ROOT);
            System.out.println(name.matches(reg));
        }
    }
}