[Structure] Umbrella organisat

[Structure] Umbrella organisation: It supports the Board of Directors n managing the entire bank Some members of the umbrella organisation are simultaneousily members of Euro-Banks international subsidiaries or other committees Subordinated to the umbrella organisation are three divisions Investment Bank （IB): Clients are normally private and public instutons as wellas medium-sized and global companies Every client has its own contact person.lB offers capital market productsprimarily in Europe Private and Business Clients (PBC): This division is Euro-Banks biggest and most important division and solely services private clients and small businessesin investments The majority of the client segments are located in Germany but also in othercountries of Europe Estate lnvestments （El)：El manages real estate and industrial holdings Alithough this division is ratherinsignifcant. the group will not withdraw from this sector in the foreseeable future as itis of strategic importance. Q:Hedge Funds that do not have the hoped for high return in a short time period will not be offered as an investment option anymore.