根据话题完成字数不少于250字的文章，只考察英语水平，不考察对这一话题的了解程度
Financial technology or fintech as it is commonly known, describes new technology innovations and applications in the finance sector, and is said to be a major disrupter of traditional financial models of delivering financial services. It is therefore an area of massive focus in the entrepreneurship and business start-up space. List a few major applications of fintech in our daily lives and how they are able to influence the way we live.
